It’s a way of maintaining a good rate on motor insurance but it’s been recently flagged in the media, we’re talking about having a parent listed as a main driver of your car when in fact they aren’t and could result in bad consequences.

Its a risk to take and theres no problem listing a parent as a main driver if this is actually true, but if you are caught out. Insurers could refuse to pay the bill and if there is an injury to the party involved then the costs involved could be thousands. Because it has been brought to the media’s attention, its a chance for parents to realise that the practice is in fact illegal and stop immediately. All the insurers need to do is ask neighbours who drives the car on a regular basis and this could be enough of a reason to not pay out the insurance costs.