Tag Archives: motor insurance

Young drivers beware!

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It’s a way of maintaining a good rate on motor insurance but it’s been recently flagged in the media, we’re talking about having a parent listed as a main driver of your car when in fact they aren’t and could result in bad consequences.

Its a risk to take and theres no problem listing a parent as a main driver if this is actually true, but if you are caught out. Insurers could refuse to pay the bill and if there is an injury to the party involved then the costs involved could be thousands. Because it has been brought to the media’s attention, its a chance for parents to realise that the practice is in fact illegal and stop immediately. All the insurers need to do is ask neighbours who drives the car on a regular basis and this could be enough of a reason to not pay out the insurance costs.

Locations of uninsured drivers revealed…

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A new survey carried out recently shows the locations of the highest percentage of uninsured drivers. These are the locations where the highest number of drivers have an IN10 on their license, this is the conviction code for driving without motor insurance. The town with the highest percentage was Sanquhar, Dumfriesshire which was around 28% of drivers had the IN10 conviction code. Coming in a close second with 24% was HebdenBridge, West Yorkshire. Out of the top 10, the last on the list was Notting Hill in London at 12%. Its good to see that no Kent towns made it to the top 10. If any driver is caught driving without motor insurance, there is a chance of a £200 fine and 6 points on your license, in worse cases, it could mean the car will get impounded and then a £150 collection fee.

Busy Day for Insurance Claims

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It is predicted that on the 19th of this month, it is going to be a busy day for insurance claims. This being its the last Saturday before Christmas and is likely that insurance companies will be busy with people in the mad rush of doing last minute Christmas shopping. Apparently around this time the number of insurance claims rise every year. Another busy time for insurance companies is in October when the clocks go back and people are running late and not realised. Our advice is to probably not head out on the 19th and get everything done before hand, save your no claims bonus!

For insurance for either car, motor trade or fleet, visit our website for more information.

Britains come out on top against other European Countries

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Research recently carried out has named the UK motorists as the most ‘Conscientious’ motorists in Europe. There were many questions asked in the survey and although we weren’t scored highly in some of the questions, mostly we came out on top.

4% of motorists in the UK admitted to driving under the influence of alcohol which is very low compared to some countries which had more than 20%. We also scored highly with low percentages in running a red light, undertaking and speeding. It turns out however that we are driving on a motorway for long periods of time without a break when we should be. Dont forget to visit our website if you would like a motor insurance quotation.

Its official, Men will pay more for car insurance!

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Drastically more too. Statistics that have been revealed recently say that over 70 % of men in the country pay more for their motor car insurance than women.

Young people always pay more for their car insurance than say a mid-twenties person but a young man can pay anything from £1,000 – £2,000 more than a young women of the same age and experience. This is ridiculous as a few years later, the insurance for a man can drop by this exact amount drastically all of a sudden and the insurance premiums begin to level out and the difference smaller between men and women. For women there is naturally a reduction as they get older in their insurance premium but its certainly not anywhere near the same as it would be as a man gets older. The male insurance premium can reduce by up to 50% over 4-5 years or maybe less.

You can get a quote from Broadsure direct for car insurance or motor trade insurance. Visit our website and fill out a form now!