Tag Archives: young drivers

Parents aware of illegal fronting

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In our last post, we talked about the idea of “fronting” and younger drivers being a named driver on their insurance policy and their parent as the main driver, even though the younger driver is in fact the main driver of the vehicle. This of course is illegal and according to research carried out recently, 40% of parents involved in fronting incidents, know that it is illegal. More shockingly though is that 60% of parents would do the action again.

It is possible to get cheaper insurance for young drivers but it will naturally be higher at first but as the years of no claims build, their insurance premium will get lower. The worst case scenario for being caught fronting is prosecution and fraud.

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Young drivers beware!

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It’s a way of maintaining a good rate on motor insurance but it’s been recently flagged in the media, we’re talking about having a parent listed as a main driver of your car when in fact they aren’t and could result in bad consequences.

Its a risk to take and theres no problem listing a parent as a main driver if this is actually true, but if you are caught out. Insurers could refuse to pay the bill and if there is an injury to the party involved then the costs involved could be thousands. Because it has been brought to the media’s attention, its a chance for parents to realise that the practice is in fact illegal and stop immediately. All the insurers need to do is ask neighbours who drives the car on a regular basis and this could be enough of a reason to not pay out the insurance costs.

Peer Pressure Drivers

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“Peer Pressure Drivers” are those young drivers who may change the way they drive to show off to their friends. Most young drivers admit they will change the way they drive if there is one person or more in the car.

This is dangerous for these driving habits may be not wearing seatbelts or driving without care on the roads. Both of which lead to accidents and the death of young drivers.

We recently blogged about insurance and that young drivers often drive and risk getting caught without insurance, but this just shows the lack of education that young drivers get on driving and the downsides to doing all of these things.

Broadsure direct are an insurance intermediary, to visit their website click here.

Tougher punishments for uninsured drivers?

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Some time ago, we done a post on uninsured drivers and the fact that some of them are getting away with paying less for a fine than they would for their insurance premium.

Building upon this issue which is clearly still in the media’s eye. Either tougher regulations are said to be put in place or a different solution found to stop drivers and especially young drivers driving around without car insurance.

Some insurers are apparently already trialling a payd (pay as you drive) scheme which naturally lowers the cost of the insurance premium and is useful for those young drivers that are perhaps students or don’t require the use of a car all the time. Its a possibility or there is also the possibility of making driving tests tougher and harsher to stop people passing that could be a risk on the road. If theres any more news on this, i’ll post it on the blog.

Broadsure direct offer car insurance, visit www.broadsuredirect.com for more information on car insurance and find out about the other types of insurance they offer.

Research shows majority of drivers owned their first car in their teens

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Male drivers are apparently most likely to see owning their first car is a rite of passage opposed to female drivers who are more likely to get their first car for free.

Male drivers nowadays are buying more powerful cars at an earlier age which is one major cause for high insurance premiums. Some of the time however insurance premiums are high purely because of its a young male driver. Shockingly, one out of five drivers will experience an accident in their first year of drivers.

Broadsure Direct offer car insurance, visit for www.broadsuredirect.com more information.

Fines for uninsured drivers better than paying their premium?

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It has been reported recently that in some cases, uninsured drivers are likely to pay less for a fine than they are for their insurance premium for the year.

Fines as small as £50.00 could be given out to uninsured drivers, meaning that for young drivers who could pay £2,500 – £3,000 a year for insurance, could be getting a better deal. Uninsured drivers are the cause of well over 100 road traffic deaths and surely the fines should be stepped up massively if paying a fine and losing their car isn’t ennough of an incentive for young drivers to buy car insurance.

You can visit Broadsure Direct for car insurance, click here to go to our website.

Young drivers made aware of importance of Insurance

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According to latest research, many young drivers are not aware that it is actually a legal requirement for them to have car insurance.

10% of not aware of the legal requirement for car insurance and as many as 250,000 young drivers are currently on the road without insurance. 1 in 5 apparently go on the roads with out insurance. It costs almost half a million pounds each year because of young drivers not having car insurance.