
To help with any questions you may have regarding HGV Insurance we have set out a list of ten frequently asked questions and answers. These questions and answers are for illustrative purposes. Conditions, exclusions and limitations apply to these policies please see the full policy for details.
Yes and most insurers will offer you a 30% discount to get you started. We will identify whether this discount will apply to you.
Yes we ask you to consider the risk of the drivers you are wishing to insure, by this we mean make sure you check the validation of the license and gather as much history as appropriate on the persons driving experience and the time they wish to live in this country.
Insurance companies will expect the driver to apply for a British license if they intend to stay in the country for a long period of time.
The main reason is if a claim against the driver arises and he decides he/she wishes to leave the country, the insurer cannot defend the claim without the information needed from the driver. In these instances the insurer has to pay the bill.
Yes credit facilities are available, subject to status. We work exlcusively with two providers of credit facilities.
Yes, although Tankers are very hard to place due to the nature of claims that arise when they are involved in incidents. Other special types are easily catered for such as:
ROAD SWEEPERS, DUST CARTS, DEMOLITION VEHICLES, CHERRY PICKERS, COVERTED VEHICLES, BUSSES, and more recently a “DOUGLAS TUG MASTER” a 50 ton towing vehicle used by our client to move plans, Boats and other large objects.
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