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Goods in Transit Insurance

Comprehensive cover for couriers, hauliers and removers, matching standard or high-risk loads across our panel of leading insurers.
RHA, CMR & All Risks cover options
Public & Employer's Liability included
Standard or high-risk loads matched
Trusted by major logistics partners
Broadsure Direct – Top 100 Brokers

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Haulage lorry on the roadDelivery driver unloading parcels from a van with a hand truck

Why Choose Our Goods in Transit Insurance?

Comprehensive cover for hauliers and removers, matching standard or high-risk loads.

We offer Goods in Transit cover if you are a Courier, Haulier or Remover, matching standard or high-risk loads across leading insurers.

Core cover types include RHA Conditions for RHA members, CMR Cover for European international transport, and All Risks cover for theft, accidental damage, and loss up to your declared total limit.

We work with independent drivers and contractors for major logistics partners like Amazon, DPD, Yodel, and Maritime Transport.

Cover is subject to terms, conditions, and acceptance criteria.

Goods in Transit cover types

From standard loads to high-risk cargo, we'll match you with the right cover.
Core cover

RHA Conditions

For RHA members. Covers goods on a per-tonne basis, limiting your liability under the RHA Conditions of Carriage 2009.
Core cover

CMR Cover

Required for international transport within Europe, covering liability for loss, damage and delay. Not needed if you only operate in the UK.
Core cover

All Risks

Covers theft, accidental damage and loss up to your declared total limit.

Additional covers

Additional cover

Public Liability

Covers third-party injury or property damage claims.
Additional cover

Employer's Liability

Legally mandatory if you employ staff, covering work-related injury or illness.

Frequently Asked Questions

Answers to some of the most common questions about our goods in transit cover.
Team loading goods into a van at a logistics warehouseDelivery van loaded with boxes and a hand truck

It covers cargo against loss, damage, or theft during transit. While not legally mandated, it is usually a contractual requirement from client contracts.

Yes, and multi-vehicle policies often qualify for a discount.

Standard policies exclude live animals, money, artwork and theft-attractive goods. Undeclared hazardous materials can void claims. We can explicitly arrange cover for hazardous, theft-attractive, or temperature-controlled cargo upon request.

Make sure your limit reflects your cargo value. Insurers calculate cover either by tonnage weight limits or a total maximum sum insured.

We offer RHA, All Risks, UK/European CMR, and BIFA cover, with options for hazardous materials, high-value goods, and refrigerated stock deterioration.

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