Taxi Insurance
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Why Choose Our Taxi Insurance?
We have been providing taxi insurance for over 20 years. We offer you policies that deliver when it really matters – alongside our very high standards of service from our broker.
You get flexible, comprehensive insurance with immediate cover, courtesy vehicles, flexible excess limits and protection for named drivers across business, social, domestic and pleasure uses. We can add driving abroad upon request.
Our specialist taxi team handles everything from local licensing authority paperwork to dedicated account management, so you always get competitive annual renewals through our select panel of insurers.
Cover is subject to terms, conditions, and acceptance criteria.
What our taxi cover includes
Your cover
Flexibility and claims
Our service
Frequently Asked Questions
Is Taxi Insurance more expensive than Car Insurance?
Yes. Higher mileage, longer road time, and frequent passengers increase accident risks, raising premiums compared to standard car insurance.
What is the difference between Private and Public Hire Insurance?
Private Hire requires advance bookings only. Public Hire accepts both pre-bookings and direct street and rank hailings. Rates depend on driver age, vehicle details, location, and mileage.
Can I use my private car's No Claims Bonus (NCB)?
Usually no, as most insurers require taxi-specific experience. However, we can refer your private car NCB to select insurers.
How many drivers can I have on my policy?
Some of our insurers can offer any driver policies on single vehicle taxi risks.
What is the difference between Uber Insurance and Private Hire Insurance?
They are virtually the same. Both are licensed by the local authority and require pre-booked journeys; neither can pick up unscheduled street hailings or use taxi ranks.
How old do you have to be to be a Taxi Driver?
We generally insure drivers aged 25+. Drivers aged 21–24 can be covered if they have held a full UK licence for over two years, though younger drivers carry a higher risk.