For years, fire was seen as the biggest nightmare when it came to insurance claims. It was dramatic, dangerous, and often catastrophic. But quietly – and often with far less warning – water has taken its place as one of the most common and costly causes of damage. Across the insurance industry, claims linked to leaking pipes, faulty appliances, poor drainage and extreme weather are becoming more frequent. In many cases, the damage caused by water now far outweighs what’s typ

For most drivers and businesses, getting insurance has always been a given. You find a policy, compare a few quotes, and you’re off. But in 2026, a new and slightly worrying trend is starting to emerge — a growing number of vehicles are becoming increasingly difficult to insure at all. In some cases, it’s not just about rising premiums. Insurers are quietly stepping back from certain vehicles entirely, either declining cover or pricing policies so high that they’re effectivel

Flooding isn’t just something that happens “once in a while” anymore. Across the UK, it’s becoming a regular concern for homeowners, businesses, and anyone relying on roads, buildings, and infrastructure. Recent figures show that millions of properties are already at risk from flooding and changing weather patterns mean the problem isn’t going away anytime soon. So, what’s being done about it—and what does it mean for businesses? One of the main reasons flood risk is growing

Fleet operators across the UK are welcoming a major tax reform that could significantly reduce leasing costs for commercial vehicles. The Autumn Budget 2025 introduced a 40% first-year capital allowance for leased vans and light commercial vehicles, effective from 1 January 2026. This marks the first time leased assets have qualified for such relief, closing a long-standing gap in the capital allowances regime. Previously, only outright purchases benefited from full expensing

Fleet operators across the UK are being warned to take urgent action as collision rates continue to climb, driven by unsafe driving behaviours and rising road risk. Recent industry data reveals that the average distance driven before a collision fell by nearly 20% in 2023, signalling a worrying trend for businesses that rely on road transport. Experts say the surge in incidents is linked to persistent habits such as speeding, tailgating, and distracted driving. Mobile phone u

The insurance industry is sounding the alarm over a significant surge in claims related to rodent damage, a trend that is driving up both the frequency and cost of repairs for motorists. The mischievous critters are causing costly damage to vehicles, frequently chewing wiring and cabling affecting various components. They also build nests in engine bays, behind airbags and gnaw on interior parts like seats and carpets. Fuel and water leaks can occur if pipes are affected, wit