Broadsure Direct will be able to find the policy best suited to your needs whether you are a self-employed courier, an owner-driver or a small to medium sized courier business owner.
High Value Vehicles
Schemes and Bonus Discounts
Claims and Convictions
Instalments and Affordable Direct Debit plans
Goods in Transit Schemes and Bonus Discounts
FREQUENTLY ASKED QUESTIONS
What is the difference between Courier and Haulage Insurance?
The two differences between Courier and Haulage Insurance are the types and number of deliveries made. Haulage Insurance is typically aimed at larger vehicles that travel longer distances (to fixed destinations) with fewer deliveries. Couriers tend to make multi-drop deliveries over a smaller area.
Is the Insurance different if I am a Courier for a large company?
Insurance requirements will not differ if you work as an employed or self-employed courier.
Will a Standard Business Use Policy cover my Courier van?
No. A standard business use policy covers professionals who use their vehicles for sales, site visits, etc. Courier insurance is a legal requirement if you are using a vehicle to carry and deliver goods to different people and destinations. As a courier you should also have Public Liability and Goods in Transit Cover.
Can I have more than one driver on my Courier Insurance Policy?
Yes you can have more than one driver on your Courier Insurance policy. You can choose between having a ‘Named Driver’ Policy and an ‘Any Driver’ policy. A Named Driver policy covers an insured driver and an additional four drivers, whereas an Any Driver policy allows anybody to drive the vehicle dependent on certain criteria. Driving restrictions range from any driver over 17 to any driver over 30 - these policies are generally more expensive than named driver policies.
Can you use your No Claims Bonus from your car on your Courier Insurance?
Yes, it is possible to set up policies where a private cars No Claims Bonus is used for Courier Insurance. However, this will need to be discussed before the cover can be accepted.