For years, fire was seen as the biggest nightmare when it came to insurance claims. It was dramatic, dangerous, and often catastrophic. But quietly – and often with far less warning – water has taken its place as one of the most common and costly causes of damage. Across the insurance industry, claims linked to leaking pipes, faulty appliances, poor drainage and extreme weather are becoming more frequent. In many cases, the damage caused by water now far outweighs what’s typ