For most drivers and businesses, getting insurance has always been a given. You find a policy, compare a few quotes, and you’re off. But in 2026, a new and slightly worrying trend is starting to emerge — a growing number of vehicles are becoming increasingly difficult to insure at all. In some cases, it’s not just about rising premiums. Insurers are quietly stepping back from certain vehicles entirely, either declining cover or pricing policies so high that they’re effectivel

Over the next year, pay‑per‑mile insurance is expected to become one of the most talked‑about developments in the fleet sector. As insurers increasingly look for ways to offer more flexible and transparent cover, usage‑based models are stepping into the spotlight. For many fleet operators, especially those with varying workloads or seasonal activity, this represents an opportunity to take greater control of insurance costs. Traditional fleet policies often rely on estimated a